# Statem

> Statem turns a crypto wallet into a verified, institutionally formatted financial statement — a PDF that banks, embassies, visa offices, landlords, and lenders accept as proof of funds, and that anyone can verify online. On-chain finance, officially documented.

Statem reads public on-chain activity for a wallet over a chosen period, prices each transaction, and produces a bank-style statement (issuer header, statement period, account holder, itemized transactions, opening and closing balances). Each document is SHA-256 sealed, optionally KYC-bound to a verified identity, and can carry a CPA attestation. Any third party can confirm a statement's authenticity for free at verify.statem.finance using its Statement ID — no account required. Solana and Starknet are live; additional chains are in progress.

## Core
- [Home](https://statem.finance/): What Statem is and who it's for.
- [Generate a statement](https://statem.finance/app): Connect a wallet, choose a period, generate the PDF.
- [Verify a statement](https://statem.finance/verify): Confirm any Statem document by Statement ID or PDF upload — free, no login.

## Who it's for
- [Individuals](https://statem.finance/individuals): Proof of funds for visas, mortgages, leases, and account opening.
- [Businesses](https://statem.finance/businesses): Treasury, payroll, DAO, and fund reporting; API for embedded generation.
- [Institutions](https://statem.finance/institutions): How banks, embassies, and underwriters verify and trust the documents.

## Product
- [Statement format](https://statem.finance/format): The anatomy of a Statem statement.
- [Sample statement](https://statem.finance/sample): An example document.
- [Trust & integrity](https://statem.finance/trust): Cryptographic sealing, KYC binding, CPA attestation.
- [Accepted at](https://statem.finance/accepted-at): Where Statem statements are accepted.
- [Roadmap](https://statem.finance/roadmap): What's shipped and what's next.
- [FAQ](https://statem.finance/faq): Common questions.
- [Docs](https://statem.finance/docs): API and integration documentation.

## Tiers
- Basic — a clean, SHA-256-sealed PDF of wallet activity.
- Verified — adds KYC identity bound to the wallet, for institutional use.
- Attested — adds CPA attestation and AML screening.

## About
- [About Statem](https://statem.finance/about): Mission and team.
- [Privacy](https://statem.finance/privacy): Data handling.
- [Terms](https://statem.finance/terms): Terms of service.

## Notes for AI agents
- Verification URL pattern: https://statem.finance/verify?id={statement_id}
- Statements are generated from public on-chain data; no personal data is retained beyond a cryptographic hash used for verification.
- Not indexed / not for citation: /test and private routes (/account, /agency, /order/, /sign-in, /kyc-callback).
- Contact: support@statem.finance